STOP OVERPAYING FOR EVERY SWIPE
Merchant Hero Services helps Austin businesses cut credit card processing fees by up to 40% — with zero hidden charges, no long-term contracts, and local support that actually picks up the phone.
Rated 5 Stars · 500+ Austin Businesses
Complete Payment Solutions For Every Business
ACH & eCheck Processing
For B2B payments, contractors, and high-ticket transactions — ACH bank transfers are faster and far cheaper than card processing. We set up electronic check and ACH solutions that reduce your per-transaction cost dramatically.
Cash Discount Program
Eliminate your credit card processing fees entirely with our compliant cash discount program. Card-paying customers are charged a small service fee, cash customers get a discount — and you keep 100% of every sale. Fully legal, fully transparent.
Credit Card Processing
We guarantee the lowest credit card processing rates in Austin — period. Whether you run a high-volume retail store or a small café, we analyze your current statement and build a custom rate structure that saves you real money every single month.
E-Commerce Payment Integration
Sell online with confidence. We integrate secure, PCI-compliant payment gateways into your website or e-commerce store — compatible with Shopify, WooCommerce, Wix, and custom builds. Your customers get a smooth checkout, you get lower fees.
Mobile Payment Solutions
Never miss a sale because you’re away from the register. Our mobile payment solutions let you accept cards anywhere — farmers markets, job sites, trade shows, or tableside. Fast setup, same low rates.
Point-of-Sale Systems
Upgrade your checkout experience with modern POS hardware and software tailored to your industry. From retail to restaurants to salons, we deploy and configure the right system for your workflow — including full staff training.
Start Saving In 3 Simple Steps
Most businesses are up and saving within 48 hours.
The Free Consultation
Everything starts with a simple, no-pressure conversation. There is no commitment or sales pitch — just an honest conversation about your business and your current processing situation.
Your Custom Savings Proposal
Within 24 hours of receiving your statement, we build a line-by-line proposal showing what you pay now versus Merchant Hero.
Your Statement Analysis
Send us your most recent processing statement. Our team completes a deep-dive analysis of every fee, markup, and charge.
Austin's Most Trusted Merchant Services Team
We're not a national call center — we're your neighbors. Local reps, real relationships, and a relentless commitment to saving you money every single month.
Get Started TodayLowest Rates Guaranteed
We'll match or beat any competitor's rate in writing.
Zero Hidden Fees
What you see in the quote is exactly what you pay.
Local Austin Support
Real people, local office, answered calls — always.
No Long-Term Contracts
Month-to-month. Stay because you love us, not because you're locked in.
Same-Day Setup Available
In many cases we can have you processing same day.
Free Ongoing Monitoring
We review your rates every 6 months to ensure you stay competitive.
Real Results From Real Austin Businesses
"Merchant Hero unified our three cafés, cut our rates, and gave me a single dashboard for all locations."
"We run a high-volume restaurant in South Austin and Merchant Hero cut our monthly fees by $820. Setup was done in less than 48 hours with zero downtime."
"Merchant Hero got us down to a 1.9% effective rate. Their mobile reader works perfectly at every location."
Ready To Stop Leaving Money On The Table?
Get your 100% free statement analysis today. No commitment. No pressure. Just savings.
